Budget and forecast

How to build budgets and forecasts in WaterfallIQ

The Budget and Forecast Builder lets you project income and expenses forward using growth assumptions per account.

Growth methods

Each account can use a different growth method:

Method	Description
Fixed amount	Same dollar amount each period
Percentage growth	Grows by a fixed % each period
CPI	Tied to an inflation assumption
Manual	Enter each period manually

Spread patterns

For annual budgets, WaterfallIQ spreads the annual total across months using one of these patterns:

• Equal — same amount each month
• Seasonal — weighted by a seasonal curve
• Manual — enter each month manually

Baseline scenario

Your budget and forecast feed into the baseline scenario, which is used as the starting point for all waterfall calculations. The baseline must be set before running scenarios.